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	<title>Hurricane Safety Program</title>
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	<description>Protect Your Home from Hurricanes and Lower Your Home Insurance</description>
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	<lastBuildDate>Wed, 28 Oct 2026 16:15:22 +0000</lastBuildDate>
	<item>
		<title><![CDATA[Hurricane Facts That Sound Made Up (But Matter in Florida)]]></title>
		<link>https://hurricanesafetyprogram.org/2026/10/23/hurricane-facts-florida/</link>
		<dc:creator><![CDATA[Sara Velazco]]></dc:creator>
		<pubDate>Fri, 23 Oct 2026 16:41:13 +0000</pubDate>
		<category><![CDATA[Hurricane Preparedness]]></category>
		<guid isPermaLink="false">https://hurricanesafetyprogram.org/?p=3580</guid>
		<description><![CDATA[Hurricane facts that sound made up, from storm names to 118 mph gusts. Learn what they mean for your Florida home and possible insurance savings. Keep reading.]]></description>
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		<title><![CDATA[Hurricane Garage Doors in Florida: Protection and Insurance]]></title>
		<link>https://hurricanesafetyprogram.org/2026/10/16/hurricane-garage-door-florida/</link>
		<dc:creator><![CDATA[Sara Velazco]]></dc:creator>
		<pubDate>Fri, 16 Oct 2026 16:55:18 +0000</pubDate>
		<category><![CDATA[Home Insurance]]></category>
		<category><![CDATA[Impact Doors]]></category>
		<guid isPermaLink="false">https://hurricanesafetyprogram.org/?p=3508</guid>
		<description><![CDATA[It&#8217;s October, and the Atlantic has been unusually quiet. As of October 1, 2026, not a single hurricane had formed in the Atlantic basin this season, largely because of a record-strength El Niño. That is good news for Florida. It is also the kind of season that makes it easy to put off home projects [&hellip;]]]></description>
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		<title><![CDATA[Florida&#8217;s $7,500 Permit Exemption: What It Doesn&#8217;t Cover]]></title>
		<link>https://hurricanesafetyprogram.org/2026/09/25/florida-7500-permit-exemption-what-it-does-not-cover/</link>
		<dc:creator><![CDATA[Sara Velazco]]></dc:creator>
		<pubDate>Fri, 25 Sep 2026 16:57:47 +0000</pubDate>
		<category><![CDATA[Home Insurance]]></category>
		<guid isPermaLink="false">https://hurricanesafetyprogram.org/?p=3497</guid>
		<description><![CDATA[A new Florida law took effect on July 1, 2026, and it has been badly misread. House Bill 803 created a building permit exemption for certain single-family residential work valued under $7,500. Within weeks, building departments across the state began issuing corrections, because homeowners and some contractors had started treating the Florida $7,500 permit exemption [&hellip;]]]></description>
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		<title><![CDATA[Peak Hurricane Season Florida: A Quiet Start Isn&#8217;t Safety]]></title>
		<link>https://hurricanesafetyprogram.org/2026/09/11/peak-hurricane-season-florida/</link>
		<dc:creator><![CDATA[Sara Velazco]]></dc:creator>
		<pubDate>Fri, 11 Sep 2026 20:05:10 +0000</pubDate>
		<category><![CDATA[Hurricane Preparedness]]></category>
		<guid isPermaLink="false">https://hurricanesafetyprogram.org/?p=3216</guid>
		<description><![CDATA[The Season Has Been Quiet. That Is History, Not a Forecast. If you have been watching the tropics this summer and wondering where the storms are, you are not imagining it. As of early September 2026, the National Hurricane Center lists no active tropical cyclones anywhere in the Atlantic basin. Five systems have formed since [&hellip;]]]></description>
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		<title><![CDATA[Impact Window Myths vs. Truths for Florida Homeowners]]></title>
		<link>https://hurricanesafetyprogram.org/2026/08/26/impact-window-myths-truths/</link>
		<dc:creator><![CDATA[Sara Velazco]]></dc:creator>
		<pubDate>Wed, 26 Aug 2026 15:48:00 +0000</pubDate>
		<category><![CDATA[Impact Windows]]></category>
		<guid isPermaLink="false">https://hurricanesafetyprogram.org/?p=3096</guid>
		<description><![CDATA[Florida&#8217;s insurance market finally has some good news in it. Citizens Property Insurance approved an average statewide rate decrease for 2026 — the largest in its history — with even deeper cuts in Miami-Dade and Broward, and dozens of private carriers have filed for reductions instead of increases. Meanwhile, NOAA has lowered its 2026 hurricane [&hellip;]]]></description>
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		<title><![CDATA[How to Spot a Roofing Scam After a Florida Storm]]></title>
		<link>https://hurricanesafetyprogram.org/2026/08/14/roofing-scams-after-a-florida-storm/</link>
		<dc:creator><![CDATA[Sara Velazco]]></dc:creator>
		<pubDate>Fri, 14 Aug 2026 18:24:45 +0000</pubDate>
		<category><![CDATA[Impact Roof]]></category>
		<guid isPermaLink="false">https://hurricanesafetyprogram.org/?p=3040</guid>
		<description><![CDATA[The knock usually comes within a day or two of a storm passing through. A friendly stranger points out damage you hadn&#8217;t noticed, offers a &#8220;free inspection,&#8221; and has a contract ready to sign on the spot. In Florida, this scene repeats after nearly every named storm — and it costs homeowners millions of dollars [&hellip;]]]></description>
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		<title><![CDATA[Wind Mitigation Discount Mistakes That Cost Florida Homeowners Money]]></title>
		<link>https://hurricanesafetyprogram.org/2026/07/20/wind-mitigation-discount-mistakes-that-cost-florida-homeowners-money/</link>
		<dc:creator><![CDATA[Sara Velazco]]></dc:creator>
		<pubDate>Mon, 20 Jul 2026 22:51:40 +0000</pubDate>
		<category><![CDATA[Home Insurance]]></category>
		<guid isPermaLink="false">https://hurricanesafetyprogram.org/?p=3029</guid>
		<description><![CDATA[Florida&#8217;s homeowners insurance market is finally cooling off. Citizens Property Insurance cut rates for 2026, and a growing list of private carriers are filing for decreases instead of increases for the first time in years. That&#8217;s good news — but it doesn&#8217;t mean every homeowner is capturing the savings they&#8217;re actually entitled to. Wind mitigation [&hellip;]]]></description>
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		<title><![CDATA[Storm Safety Solutions for Florida Homes: What Actually Works]]></title>
		<link>https://hurricanesafetyprogram.org/2026/07/13/storm-safety-solutions-for-florida-homes-what-actually-works/</link>
		<dc:creator><![CDATA[Sara Velazco]]></dc:creator>
		<pubDate>Mon, 13 Jul 2026 22:29:51 +0000</pubDate>
		<category><![CDATA[Home Insurance]]></category>
		<guid isPermaLink="false">https://hurricanesafetyprogram.org/?p=2958</guid>
		<description><![CDATA[If you&#8217;ve been watching your homeowners insurance premium climb every year — or if you&#8217;ve received a letter from your insurer questioning the condition of your roof or windows — you already know that storm safety in Florida isn&#8217;t just about surviving the next hurricane. It&#8217;s about keeping your home insured, affordable, and compliant. With [&hellip;]]]></description>
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		<title><![CDATA[2026 Hurricane Season in Florida: What Homeowners Need to Know Now]]></title>
		<link>https://hurricanesafetyprogram.org/2026/06/09/2026-hurricane-season-in-florida-what-homeowners-need-to-know-now/</link>
		<dc:creator><![CDATA[Sara Velazco]]></dc:creator>
		<pubDate>Tue, 09 Jun 2026 13:29:53 +0000</pubDate>
		<category><![CDATA[Hurricane Preparedness]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<guid isPermaLink="false">https://hurricanesafetyprogram.org/?p=2924</guid>
		<description><![CDATA[Hurricane season officially began June 1, 2026. If you own a home in South Florida, that date isn&#8217;t just a calendar entry — it&#8217;s the starting line for a six-month window that will test every roof, window, and door between Miami and Tampa. This year, forecasters are calling for a below-average Atlantic season. And that&#8217;s [&hellip;]]]></description>
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		<title><![CDATA[Windstorm Mitigation in Florida: What It Is and Why It Can Lower Your Insurance]]></title>
		<link>https://hurricanesafetyprogram.org/2026/05/05/windstorm-mitigation-florida/</link>
		<dc:creator><![CDATA[Sara Velazco]]></dc:creator>
		<pubDate>Tue, 05 May 2026 00:26:33 +0000</pubDate>
		<category><![CDATA[Home Insurance]]></category>
		<guid isPermaLink="false">https://hurricanesafetyprogram.org/?p=2820</guid>
		<description><![CDATA[If your Florida home insurance bill has gone up in the past few years — and it almost certainly has — there&#8217;s a good chance nobody told you about one of the most powerful tools available to reduce it. It&#8217;s called windstorm mitigation, and it&#8217;s a process that could save you hundreds of dollars a [&hellip;]]]></description>
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